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Dartford Legal Services.

Saturday, 5 September 2015

Protect your property with a restriction on the register of title.

Registration of a restriction on your property at the Land Registry to prevent Fraud
If you own your own property you can take steps to protect your property from being fraudulently sold or mortgaged.

You’re more at risk if:
##your identity’s been stolen

##you rent out your property
##you live overseas

##the property’s empty
##the property isn’t mortgaged

##the property isn’t registered with Land Registry
Your property will be registered if you bought it or mortgaged it since 1998 - check the register if you’re unsure.

You must tell Land Registry if information in the register is incorrect, eg if you change your contact address.
You can track changes to the register or put a restriction on your title if you think you’re at risk.

Track changes to the register

You can sign up to get property alerts     if someone applies to change the register of your property, eg someone tries to use your property for a mortgage.
This won’t automatically block any changes to the register but will alert you when something changes so that you can take action.

You can get alerts for up to 10 properties - there’s no fee.
Put a restriction on your title

You can stop Land Registry registering a sale or mortgage on your property unless a conveyancer or solicitor certifies the application was made by you.
Dartford Legal Services can do this for you – please ask for details.

If you don’t live at the property Business owners

 If you own business premises but don’t live at the premises you can ask for a restriction to be put on the title to the property so that no fraudulent dealing can take place with the title to the property.  

Fill in a request for a restriction if you’re a company owning property.

Dartford Legal Services can deal with this on your behalf.

If you live at the property

Dartford Legal Services can help with this. 

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